Personal insurance is the collective name for insurance policies that relate to personal risk. Personal insurance usually applies to things that will be of real value to you, from possessions you use every day such as your car to the place you call home to events that you look forward to such as family holidays. We’re all prone to the odd accident or stroke of bad luck which is why these policies are so great because they can be there as a buffer for you and your loved ones.
Householding Building & Contents Insurance, for example, is great if you’re worried about your home being burgled, or the possessions within it. such as laptops, TVs or jewellery, getting stolen or damaged, either by accident or as a result of a fire or storm.
Travel Insurance is perfect if you’re going abroad soon and want to make sure that, should the worst happen and your holiday is cancelled or the travel company you’re flying with goes into financial difficulty, you’ll be covered. While you’ll obviously be disappointed you’re not going on a well-earned break you can rest assured knowing that you won’t lose out on all the money you spent on flights and hotels.
Personal insurance policies can also cover more specific needs. For example, if you have a vintage car that you’ve spent time and money on then Classic/Collectors Car Insurance can protect you if you’re involved in a crash or your car is damaged.
At JonSimon, we’re not into scaremongering tactics of any kind but we would recommend you at least consider some of these personal insurance products, especially if you’re worried about breaking personal possessions by accident or you want to ensure your holiday home is covered when you’re not there. It’s just nice to have some reassurance that if things go wrong you’ll be protected in the form of a lump sum.
In our experience chatting with clients, it can be hard to work out which selection of policies are the right ones for you. We understand this confusion at JonSimon which is why we’ll cut out all the jargon and speak to you in plain English so you have a clear idea about what it is you’re getting and how it’ll benefit you.
The type of personal insurance that you need will differ greatly depending on your situation. For instance, if you suffer from pre-existing conditions such as epilepsy or diabetes, then you might want to consider Life Insurance. Or, if you’re a business owner who relies on a van to pay bills and feed family members then Commercial Van Insurance might be worth investing in to save you if the worst happens and you need financial help.
Since we started helping people with their insurance way back in 2008, we have helped countless people with their insurance policy plans and have encountered all sorts of different personal circumstances. Each customer that walks through the doors of our Manchester city centre office enjoys a bespoke process and a friendly approach. We passionately believe that insurance shouldn’t be daunting or intimidating and we’re confident that after you’re done speaking to our team you’ll feel empowered to pick the policies that work best for you.
The great thing about a personal insurance plan with JonSimon is that you can pick and choose a selection of relevant insurance policies so that family members, loved ones and items you hold dear are covered from a wide range of eventualities such as mental health issues, accidental damage, death, car accidents, cancelled holidays and much more.
Here at JonSimon, our process involves gathering a specialist team of personal insurance experts to help you pick and choose the policies that you need to protect you from financial hardship as a result of incidents or events that weren’t your fault.
We’ve spent time building relationships with trusted UK insurers, ensuring we provide you with fair policies and prices. We also know this market inside and out, so you know that should life take an unexpected turn, we can turn it back around.
We haven’t just got your back, we’ve got you covered. JonSimon Insurance can help you choose from a vast range of personal family insurance policies, including cover needed for travelling, boats and caravans.
You can find a mix of great policies right here at JonSimon! Get in touch with our team today and we’ll look to provide you with a range of options. We work hard to cut through the insurance jargon and ensure you’re always aware of what it is you’re signing up for. There is nothing worse than an insurance company talking at you and not giving you time to digest information or think things through. We’ll work at your speed and at times that suit you – life is busy enough as it is after all! We recognise the need to be flexible which is why our team will always be on hand at a convenient moment.
If you’re looking for a selection of personal insurance policies such as travel insurance, personal accident cover, car insurance or a range of the other insurance products that we offer then be sure to get in touch with us here at JonSimon. Our breadth of experience and dedication to high levels of customer service makes us confident that we’re able to help you manage your personal insurance plan no matter what your circumstances are.
We work in the North West and have an office in the great city of Manchester, so if you’re in that area or the surrounding areas including Stockport, Salford or Bury then do not hesitate to call us on 0161 327 0744 to discover how we can help you.
