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Public Liability

Protecting your business against claims of injury, damage or loss made by members of the public. This extends to leased and rented premises too.
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Employer Liability

A UK legal requirement covering injury and illness claims made by employees, as well as unpaid and contracted staff as a result of doing their job.
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Third Party Only

Third Party Only Insurance protects you and any other named driver should you accidentally injure or kill other people, or damage their property.
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Legal Expenses

Covers the legal costs and compensation associated with employment disputes, personal injury and in cases where you need to take legal action out against others.
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Loss Of Money

Should money be lost or stolen during business hours, out of hours, while in a safe, while in transit or out of a fruit, cash or vending machine, then this will be returned to you.
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Building Cover

Covers the replacement costs of the building, repairs needed for damaged cables, drains and underground pipes and also provides subsidence cover.
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Business Interruption

Protects your venue from damage, both structural and that caused by fire and floods. This extends to damage at your suppliers’ and utilities’ premises that leads to a loss of business, as well as denial of access due to damage to other premises in the local area. This type...
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Seasonal Increases

Your stock levels may fluctuate throughout the year, especially during Christmas and Easter where it can increase by up to 25%. This cover means your ‘sums insured’ can also increase, protecting your whole inventory.
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Employer Liability

A UK legal requirement covering injury and illness claims (both physical and mental) made by employees, as well as volunteers and contracted staff for which you are liable.
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Public Liability

Covers your venue against claims of injury, as well as accidental loss or damage to personal belongings. This includes that caused by spilt drinks.
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Vehicle Breakdown (UK & Europe)

UK breakdown cover could include roadside assistance, emergency vehicle hire and transporting your vehicle to your headquarters or garage. European breakdown cover protects your fleet should your drivers face issues abroad. If a vehicle needs to be brought back to the UK, your policy will cover this too.
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Uninsured Loss Recovery Services

If any of your drivers are involved in accidents proven not to be their fault, then this will recover the costs of hiring replacement vehicles, equipment repairs and any phone calls made during the incident, among other expenses.
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Accidental Damage

Covers your fleet from loss or damage up to the market values of the insured vehicles, including their satellite navigation and security equipment.
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Employee Dishonesty

Relates to fraudulent activities and the costs of restoring data, as well as rewriting and amending software to prevent similar events occurring in the future.
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Aug, 31 By 0 Comment

Motor Trade Insurance

If your business involves using, repairing or buying and selling cars, vans, motorbikes or other such vehicles, Motor Trade Insurance protects you against road risks, public liability and product liability for example.
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Travel Insurance

Should your trip be cancelled, cut short, delayed, incur medical expenses or you lose your passport, travel documents, money and personal belongings, then you’ll be compensated. This insurance will allow you to look forward to your well-deserved holiday, safe in the knowledge that you’re protected if you’re unable to go...
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Boat Insurance

When taking your boat out onto the high sea you want to relax knowing that the boat, you and your loved ones on there are covered if something should happen. Our boat insurance includes loss or damage in the forms of theft, fires, explosions and malicious acts, as well...
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Caravan

Covers your caravan from fires, floods and storms, as well as theft and accidental damage. Cover abroad is also available. Your caravan is your passport to fantastic holidays and memories across England, Wales, Scotland, Northern Ireland and beyond, into mainland Europe. It is also a very expensive investment which...
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Classic/Collectors Car

Your classic car is your pride and joy. You pour countless hours of hard work into ensuring it works perfectly. This hard work and dedication are why you should consider this type of insurance in case something happens to your classic car. Our insurance protects your cherished vehicle(s) at rallies, shows...
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Private Car Insurance

Similar to our standard Car Insurance, our Private Car Insurance includes other things that might be important to you such as replacement locks, glass damage and protection in case personal belongings are stolen or damaged.
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Car Insurance

You work hard to be able to afford a car that can provide you and your family members the opportunity to travel and get on with daily activities. Our Car Insurance covers you should your car be damaged or stolen, or causes injury and harm to others and their property....
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Commercial Van

Your commercial van is often the lifeblood of your business, and without it, you could suffer greatly no matter what trade or industry you’re in. Our Commercial Van Insurance protects your van from damage, theft and fire, as well as breakdowns, travel outside the UK and goods in transit....
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Aug, 30 By 0 Comment

Household Buildings & Contents

The home is the centre of a family’s life, as it’s where people come together and it’s where your children will grow up. Should your home and personal possessions be stolen, damaged or destroyed by flood, fire, subsidence or lightening, then this will compensate you and provide alternate accommodation should you...
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Cyber Insurance

Should you store and lose confidential client information, Cyber Insurance can cover the costs of restoring data, meeting ransom demands and any loss of income.
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Pub, Bar & Restaurant Insurance

Aimed at pubs, bars, nightclubs and event venues, this insurance can include licenses, building and contents insurance, as well as equipment, employer and public liability, which extends to hired entertainment. For more information, see our dedicated Pub, Bar & Restaurant Insurance page. 
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Aug, 30 By 0 Comment

Event Insurance

Should someone get hurt, you have to cancel last-minute, equipment gets damaged or adverse weather creates further issues, Event Insurance will pay for damages sought.
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