Covers the legal costs and compensation associated with employment disputes, personal injury and in cases where you need to take legal action out against others.
Should money be lost or stolen during business hours, out of hours, while in a safe, while in transit or out of a fruit, cash or vending machine, then this will be returned to you.
Protects your venue from damage, both structural and that caused by fire and floods. This extends to damage at your suppliers’ and utilities’ premises that leads to a loss of business, as well as denial of access due to damage to other premises in the local area. This type...
Your stock levels may fluctuate throughout the year, especially during Christmas and Easter where it can increase by up to 25%. This cover means your ‘sums insured’ can also increase, protecting your whole inventory.
A UK legal requirement covering injury and illness claims (both physical and mental) made by employees, as well as volunteers and contracted staff for which you are liable.
UK breakdown cover could include roadside assistance, emergency vehicle hire and transporting your vehicle to your headquarters or garage. European breakdown cover protects your fleet should your drivers face issues abroad. If a vehicle needs to be brought back to the UK, your policy will cover this too.
If any of your drivers are involved in accidents proven not to be their fault, then this will recover the costs of hiring replacement vehicles, equipment repairs and any phone calls made during the incident, among other expenses.
Relates to fraudulent activities and the costs of restoring data, as well as rewriting and amending software to prevent similar events occurring in the future.
If your business involves using, repairing or buying and selling cars, vans, motorbikes or other such vehicles, Motor Trade Insurance protects you against road risks, public liability and product liability for example.
Should your trip be cancelled, cut short, delayed, incur medical expenses or you lose your passport, travel documents, money and personal belongings, then you’ll be compensated. This insurance will allow you to look forward to your well-deserved holiday, safe in the knowledge that you’re protected if you’re unable to go...
When taking your boat out onto the high sea you want to relax knowing that the boat, you and your loved ones on there are covered if something should happen. Our boat insurance includes loss or damage in the forms of theft, fires, explosions and malicious acts, as well...
Covers your caravan from fires, floods and storms, as well as theft and accidental damage. Cover abroad is also available. Your caravan is your passport to fantastic holidays and memories across England, Wales, Scotland, Northern Ireland and beyond, into mainland Europe. It is also a very expensive investment which...
Your classic car is your pride and joy. You pour countless hours of hard work into ensuring it works perfectly. This hard work and dedication are why you should consider this type of insurance in case something happens to your classic car. Our insurance protects your cherished vehicle(s) at rallies, shows...
Similar to our standard Car Insurance, our Private Car Insurance includes other things that might be important to you such as replacement locks, glass damage and protection in case personal belongings are stolen or damaged.
You work hard to be able to afford a car that can provide you and your family members the opportunity to travel and get on with daily activities. Our Car Insurance covers you should your car be damaged or stolen, or causes injury and harm to others and their property....
Your commercial van is often the lifeblood of your business, and without it, you could suffer greatly no matter what trade or industry you’re in. Our Commercial Van Insurance protects your van from damage, theft and fire, as well as breakdowns, travel outside the UK and goods in transit....
The home is the centre of a family’s life, as it’s where people come together and it’s where your children will grow up. Should your home and personal possessions be stolen, damaged or destroyed by flood, fire, subsidence or lightening, then this will compensate you and provide alternate accommodation should you...
Should you store and lose confidential client information, Cyber Insurance can cover the costs of restoring data, meeting ransom demands and any loss of income.
Should your premise or supplier’s premise be damaged, or a hazardous event impacts the local area, then Business Interruption Insurance will cover loss of profits.
Your building, furnishings, fittings and electronic equipment, including computers, laptops and cash registers can all be covered with Business Property & Contents Insurance.
Aimed at pubs, bars, nightclubs and event venues, this insurance can include licenses, building and contents insurance, as well as equipment, employer and public liability, which extends to hired entertainment. For more information, see our dedicated Pub, Bar & Restaurant Insurance page.
Should someone get hurt, you have to cancel last-minute, equipment gets damaged or adverse weather creates further issues, Event Insurance will pay for damages sought.